Tax Filing Software

All three handle self-employment, Schedule SE, and 1099 income. Pick based on your budget and how much hand-holding you want.

TurboTax Self-Employed
Tax Filing
Most guided experience for self-employed filers with complex deductions.
Best for: Freelancers & 1099
From $119/yr
Why we recommend it: Best-in-class interview mode walks you through every deduction. Automatically imports 1099s and finds self-employed write-offs most people miss.
H&R Block Self-Employed
Tax Filing
Expert guidance and the option to escalate to a live tax professional.
Best for: Self-employed & small biz
From $85/yr
Why we recommend it: Strong support options — chat with a tax pro if you get stuck. Good value vs. TurboTax with comparable features.
TaxAct Self-Employed
Tax Filing
Best price for self-employed filing without sacrificing accuracy.
Best for: Budget-conscious filers
From $64.95/yr
Why we recommend it: Handles all self-employment scenarios at the lowest price point. Less polished UX but accurate. Good for experienced filers who don't need hand-holding.

Accounting & Expense Tracking

Good accounting all year = fewer surprises at tax time. These tools make it easy to stay organized.

FreshBooks
Accounting
Invoicing, expense tracking, and financial reports built for freelancers.
Best for: Service businesses
From $19/mo
Why we recommend it: Best-in-class invoicing plus automatic expense categorization. Connects directly to tax software at year-end. Built for people who sell services, not products.
QuickBooks Self-Employed
Accounting
Automatic mileage tracking + expense separation for 1099 workers.
Best for: Gig workers & drivers
From $15/mo
Why we recommend it: Best mileage tracking in the business — automatically logs drives and separates business/personal. Integrates directly with TurboTax at year-end.
Wave Accounting
Accounting
Free double-entry accounting for small businesses with no transaction limits.
Best for: Small businesses
Free plan available
Why we recommend it: Real double-entry accounting at zero cost. Connect bank accounts, track expenses, generate P&L statements. The best free option for businesses that don't need payroll.
MileIQ
Mileage
Automatic mileage tracking that runs in the background without thinking about it.
Best for: Contractors & sales
Free for 40 drives/mo
Why we recommend it: Runs in the background, automatically classifies drives as business or personal. At $0.70/mile the 2026 IRS rate, a few thousand miles per year more than pays for the subscription.

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DIY-ing your taxes

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